Mortgage Refinance Applications Surge Prior to FHA Raises Insurance Rates
Homeowners and first time home buyers were busy last week submitting their home mortgage and refinance loan applications into process in an effort to beat the looming deadline when the higher FHA...
View Article2nd Home Mortgage Loans and Refinancing
Many people in the United States have vacation or investment properties but getting “mortgage refinancing” on a second home for a lower interest rate presents a whole new set of challenges. When people...
View ArticleShould I Get a No-Cost Refinance?
When you refinance a home there are many fees that you incur that must be paid including closing costs, courier fees, and recording fees among other things. It is estimated that $3,800 is the average...
View ArticleUnderwater Loans for 125% Refinancing
Over the last few years many people have been rejected for getting lower and more affordable mortgage refinance rates because they owe more on their mortgage than their home is worth. Unfortunately...
View ArticleRefinance Home Loans
There are plenty of reasons to check out different loan refinancing options for your home. Whether you need lower payments, want to do some updates, or are just looking for a better loan, you can...
View ArticleHARP 2.0 Loan for Underwater Refinancing
For most of the year our phones have been ringing off the hook with customers requesting the HARP refinance or the “Home Affordable Refinance.” We decided it might help our clients if we explained the...
View ArticleBad Credit Mortgage Companies for People with Low Credit Scores
Dо уоu hаvе а bad credit record уеt wаnt finance оn уоur nеw hоmе? Well there’s good news fоr уоu аnd millions оf оthеrs іn уоur position. Till а fеw years bасk оnе couldn’t thіnk оf qualifying for...
View ArticleА Lооk аt thе Slow Rise іn Current Mortgage Refinance Rates
It’s nо secret thаt the current refinance rates could start rising at any moment. Тhе news іs full оf thе іnfоrmаtіоn, аnd іt mаkеs us аll realize thаt thе grace period іn hоmе mortgages thаt wе’vе...
View ArticleAre the Dodd Frank Laws Making the Mortgage Industries Better or Worse for...
For a few years now, we have heard countless stories about how the Dodd-Frank legislation is making the home loan process worse for consumers and home finance processors. What’s worse is that most...
View ArticleHome Equity Lenders Extending More Credit and Subordinate Loans
Finally homeowners are seeing a bump in property values in California. This is enabling some borrowers in San Diego and Orange County to leverage their equity with a second mortgage. Over the last few...
View ArticleFinding HARP Mortgage Lenders with Loans for Bad Credit Underwater Refinancing
The fact that over 70% of homeowners that are eligible for the Home Affordable Refinance Program have not completed a refinance with a HARP lender surprised me. With interest rates at 40-year lows you...
View ArticleMortgage Refinancing with No Closing Costs or Paying Points for a Lower Rate?
Which Makes More Sense a Refinance Loan with No Lender Costs or Refinancing with Points to Get a Better Interest Rate? When you choose to refinance, you have the choice of getting a loan with no...
View ArticleRates Impacting Applications
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances of $424,100 or less decreased to 4.19% from 4.20%, with points increasing to 0.40 from 0.34, including...
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